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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,498 | $142,392-52.6% | $119,622-43.6% | $134,532-49.8% |
| Participation rate | 55.0% | 82.8%-27.8pp | 79.3%-24.3pp | 81.2%-26.2pp |
| Annual return | -15.36% | -12.46%-2.9pp | -14.98%-0.4pp | 418.27%-433.6pp |
| Employer contribution / active EE | $1,086 | $5,224-79.2% | $4,232-74.3% | $4,741-77.1% |
| Participant deferral / active EE | $4,231 | $6,467-34.6% | $5,601-24.5% | $6,401-33.9% |
| Admin fee / account holder | $1,829 | $13,593-86.5% | $10,328-82.3% | $11,429-84.0% |