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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,046 | $165,399-84.3% | $149,745-82.6% | $158,982-83.6% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 10.05% | 348.34%-338.3pp | 276.72%-266.7pp | 302.99%-292.9pp |
| Employer contribution / active EE | $3,864 | $5,105-24.3% | $4,646-16.8% | $4,763-18.9% |
| Participant deferral / active EE | $7,361 | $7,183+2.5% | $6,843+7.6% | $5,983+23.0% |
| Admin fee / account holder | $8,357 | $10,811-22.7% | $9,312-10.3% | $11,252-25.7% |