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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,841 | $73,863-55.5% | $143,797-77.2% | $68,490-52.0% |
| Participation rate | 74.7% | 66.7%+8.0pp | 80.3%-5.6pp | 67.9%+6.8pp |
| Annual return | -19.65% | 0.91%-20.6pp | -0.04%-19.6pp | -7.85%-11.8pp |
| Employer contribution / active EE | $2,032 | $3,185-36.2% | $4,952-59.0% | $2,597-21.8% |
| Participant deferral / active EE | $2,518 | $3,385-25.6% | $5,638-55.3% | $4,028-37.5% |
| Admin fee / account holder | $7,242 | $5,756+25.8% | $14,679-50.7% | $5,403+34.0% |