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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,880 | $150,447+24.9% | $136,298+37.8% | $147,586+27.3% |
| Participation rate | 92.9% | 84.4%+8.4pp | 81.9%+10.9pp | 82.8%+10.0pp |
| Annual return | 17.11% | 1049.15%-1032.0pp | 5156.27%-5139.2pp | 578.59%-561.5pp |
| Employer contribution / active EE | $3,119 | $5,256-40.7% | $4,696-33.6% | $4,876-36.0% |
| Participant deferral / active EE | $10,066 | $6,631+51.8% | $6,247+61.1% | $5,439+85.1% |
| Admin fee / account holder | $5,095 | $10,906-53.3% | $9,244-44.9% | $10,886-53.2% |