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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,545 | $69,977-82.1% | $108,582-88.4% | $62,881-80.0% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 31.15% | 10.73%+20.4pp | -51.70%+82.8pp | 20.14%+11.0pp |
| Employer contribution / active EE | $4,192 | $2,135+96.3% | $3,758+11.5% | $2,281+83.8% |
| Participant deferral / active EE | $1,489 | $3,165-52.9% | $4,311-65.5% | $3,203-53.5% |
| Admin fee / account holder | $959 | $5,076-81.1% | $7,645-87.5% | $4,296-77.7% |