Retirement plan

EMS-CHEMIE (NORTH AMERICA) INC. RETIREMENT PLAN

Name: EMS-CHEMIE NORTH AMERICA INC - EMS-CHEMIE (NORTH AMERICA) INC. RETIREMENT PLAN (2016) Form 5500
Creator: EMS-CHEMIE NORTH AMERICA INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMS-CHEMIE (NORTH AMERICA) INC. RETIREMENT PLAN, EMS-CHEMIE NORTH AMERICA INC

EMS-CHEMIE NORTH AMERICA INCEIN 57-0703806Plan #001PY 2016

2060 CORPORATE WAY - SUMTER, SC 29154803-481-6112LinkedIn51-200 employeeschemicals

Other plans on this EIN

1 filing

#003Retirement-$1.5M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$14.9M

+5.0% from 2015

Total participants

132

+3.9% from 2015

Average account balance

$115,777

+1.8% from 2015

Annual return

6.70%

+7.25 pp from 2015

Benchmarks

See 6,045 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort6,045 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$24.17M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$132K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

183

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.79M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$309

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO ADVISORS ISG Service code 27 · EIN 56-0898180	Advisory (Plan)	$13,683
WELLS FARGO BANK, N.A.2+ years Service code 15 · EIN 94-1347393	Recordkeeping	$6,495

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$45K

$466 / participant

Other / not subdivided$45K100.0%

% of EOY assets

0.303%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ELLIOTT DAVIS DECOSIMO, LLC
Auditor EIN: 570381582
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$115,777

$58,828+96.8%

$78,002+48.4%

$62,881+84.1%

Participation rate

96.9%

71.1%+25.8pp

75.5%+21.4pp

69.3%+27.6pp

Annual return

6.70%

17.16%-10.5pp

425.99%-419.3pp

20.14%-13.4pp

Employer contribution / active EE

$4,898

$1,672+193.0%

$2,470+98.3%

$2,281+114.7%

Participant deferral / active EE

$5,092

$2,686+89.6%

$3,497+45.6%

$3,203+59.0%

Admin fee / account holder

$351

$4,393-92.0%

$5,481-93.6%

$4,296-91.8%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.2+ years

Filed as: WELLS FARGO ADVISORS ISG

Service code 27 · EIN 56-0898180

Advisory (Plan)

$13,683

WELLS FARGO BANK, N.A.2+ years

Service code 15 · EIN 94-1347393

Recordkeeping

$6,495

EMS-CHEMIE (NORTH AMERICA) INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMS-CHEMIE (NORTH AMERICA) INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion