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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,699 | $93,098+311.1% | $77,081+396.5% | $134,509+184.5% |
| Participation rate | 83.3% | 74.5%+8.8pp | 67.9%+15.4pp | 81.2%+2.1pp |
| Annual return | -18.28% | 62.63%-80.9pp | 42.33%-60.6pp | 418.13%-436.4pp |
| Employer contribution / active EE | $4,699 | $3,419+37.4% | $2,813+67.0% | $4,741-0.9% |
| Participant deferral / active EE | $9,156 | $5,239+74.7% | $4,428+106.8% | $6,400+43.0% |
| Admin fee / account holder | $412 | $6,945-94.1% | $5,427-92.4% | $11,427-96.4% |