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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,887 | $131,835-74.3% | $108,582-68.8% | $273,972-87.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 13.87% | -91.57%+105.4pp | -51.70%+65.6pp | 41.46%-27.6pp |
| Employer contribution / active EE | $711 | $4,913-85.5% | $3,758-81.1% | $4,869-85.4% |
| Participant deferral / active EE | $11,438 | $5,127+123.1% | $4,311+165.3% | $5,287+116.3% |
| Admin fee / account holder | $683 | $10,253-93.3% | $7,645-91.1% | $10,133-93.3% |