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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,702 | $51,631-32.8% | $129,397-73.2% | $80,925-57.1% |
| Participation rate | 65.6% | 56.9%+8.7pp | 69.6%-4.0pp | 67.7%-2.0pp |
| Annual return | 11.83% | 20.77%-8.9pp | 9453.98%-9442.2pp | 35.65%-23.8pp |
| Employer contribution / active EE | $1,471 | $1,583-7.1% | $4,154-64.6% | $2,756-46.6% |
| Participant deferral / active EE | $1,708 | $2,670-36.0% | $4,167-59.0% | $4,299-60.3% |
| Admin fee / account holder | $3,631 | $4,309-15.7% | $7,679-52.7% | $6,940-47.7% |