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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,647 | $104,664-82.2% | $85,693-78.2% | $167,518-88.9% |
| Participation rate | 55.6% | 76.4%-20.8pp | 69.9%-14.3pp | 82.1%-26.6pp |
| Annual return | 12.84% | 21.45%-8.6pp | 21.49%-8.7pp | 478.71%-465.9pp |
| Employer contribution / active EE | $1,631 | $3,337-51.1% | $2,618-37.7% | $4,838-66.3% |
| Participant deferral / active EE | $2,172 | $4,824-55.0% | $3,923-44.6% | $6,342-65.7% |
| Admin fee / account holder | $7,820 | $10,032-22.0% | $6,874+13.8% | $12,312-36.5% |