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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,880 | $95,406+140.9% | $185,849+23.7% | $85,847+167.8% |
| Participation rate | 82.2% | 68.8%+13.4pp | 81.7%+0.5pp | 69.3%+12.9pp |
| Annual return | 0.22% | 23.59%-23.4pp | 122.10%-121.9pp | 318.61%-318.4pp |
| Employer contribution / active EE | $6,691 | $3,314+101.9% | $5,169+29.5% | $2,565+160.8% |
| Participant deferral / active EE | $4,808 | $3,424+40.4% | $5,569-13.7% | $3,952+21.7% |
| Admin fee / account holder | $54,468 | $7,214+655.0% | $16,244+235.3% | $6,261+770.0% |