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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,532 | $94,031-80.3% | $115,768-84.0% | $82,448-77.5% |
| Participation rate | 92.1% | 70.4%+21.7pp | 74.4%+17.7pp | 68.1%+24.0pp |
| Annual return | 21.15% | 20.61%+0.5pp | 100.46%-79.3pp | 41.64%-20.5pp |
| Employer contribution / active EE | $6,628 | $2,323+185.3% | $2,940+125.4% | $2,551+159.8% |
| Participant deferral / active EE | $4,888 | $3,972+23.1% | $4,917-0.6% | $4,139+18.1% |
| Admin fee / account holder | $745 | $10,249-92.7% | $12,439-94.0% | $7,234-89.7% |