Filed October 3, 2025 (most recent of 2 filings on file)
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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,421 | $160,059-79.1% | $140,019-76.1% | $135,380-75.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -7.09% | 911.48%-918.6pp | 651.17%-658.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $3,556 | $6,420-44.6% | $5,605-36.6% | $4,779-25.6% |
| Participant deferral / active EE | $1,878 | $7,641-75.4% | $6,927-72.9% | $5,609-66.5% |
| Admin fee / account holder | $2,102 | $13,328-84.2% | $10,705-80.4% | $10,828-80.6% |