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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,955 | $80,992-28.4% | $96,534-40.0% | $75,173-22.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | -1.37% | 27.05%-28.4pp | 25.88%-27.2pp | 160.72%-162.1pp |
| Employer contribution / active EE | $3,843 | $2,283+68.4% | $2,965+29.6% | $2,671+43.9% |
| Participant deferral / active EE | $2,255 | $3,929-42.6% | $4,851-53.5% | $4,126-45.3% |
| Admin fee / account holder | $7,830 | $6,717+16.6% | $8,253-5.1% | $5,651+38.6% |