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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,012 | $72,404+18.8% | $110,243-22.0% | $64,173+34.0% |
| Participation rate | 66.2% | 73.3%-7.1pp | 79.8%-13.6pp | 69.6%-3.4pp |
| Annual return | -7.48% | -6.29%-1.2pp | 314.76%-322.2pp | 7.63%-15.1pp |
| Employer contribution / active EE | $755 | $2,282-66.9% | $3,827-80.3% | $2,381-68.3% |
| Participant deferral / active EE | $3,033 | $3,469-12.6% | $4,672-35.1% | $3,470-12.6% |
| Admin fee / account holder | $6,032 | $5,664+6.5% | $8,548-29.4% | $4,887+23.4% |