Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,775 | $127,790+153.4% | $106,555+203.9% | $167,536+93.3% |
| Participation rate | 66.7% | 78.3%-11.6pp | 76.1%-9.5pp | 82.1%-15.4pp |
| Annual return | 7.11% | 33.88%-26.8pp | 26.80%-19.7pp | 478.82%-471.7pp |
| Employer contribution / active EE | $2,714 | $3,428-20.8% | $2,819-3.7% | $4,839-43.9% |
| Participant deferral / active EE | $4,959 | $5,088-2.5% | $4,399+12.7% | $6,342-21.8% |
| Admin fee / account holder | $3,382 | $11,229-69.9% | $7,408-54.4% | $12,315-72.5% |