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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,801 | $96,691-48.5% | $86,656-42.5% | $139,487-64.3% |
| Participation rate | 58.3% | 74.4%-16.1pp | 71.7%-13.4pp | 80.3%-22.0pp |
| Annual return | 20.05% | 106.87%-86.8pp | 593.09%-573.0pp | 373.84%-353.8pp |
| Employer contribution / active EE | $953 | $3,267-70.8% | $3,025-68.5% | $4,755-80.0% |
| Participant deferral / active EE | $5,196 | $4,838+7.4% | $4,439+17.1% | $6,713-22.6% |
| Admin fee / account holder | $920 | $6,414-85.7% | $5,619-83.6% | $11,407-91.9% |