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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,549 | $88,710-37.4% | $81,783-32.1% | $145,959-61.9% |
| Participation rate | 61.5% | 75.0%-13.5pp | 72.4%-10.8pp | 80.3%-18.7pp |
| Annual return | 17.63% | 1027.26%-1009.6pp | 775.05%-757.4pp | 561.95%-544.3pp |
| Employer contribution / active EE | $1,975 | $3,083-35.9% | $2,913-32.2% | $4,661-57.6% |
| Participant deferral / active EE | $5,302 | $4,645+14.1% | $4,320+22.7% | $6,689-20.7% |
| Admin fee / account holder | $5,703 | $8,407-32.2% | $7,380-22.7% | $13,398-57.4% |