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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,549 | $88,754-37.4% | $81,820-32.1% | $145,877-61.9% |
| Participation rate | 61.5% | 75.1%-13.5pp | 72.4%-10.8pp | 80.3%-18.8pp |
| Annual return | 17.63% | 1031.77%-1014.1pp | 777.93%-760.3pp | 551.28%-533.7pp |
| Employer contribution / active EE | $1,975 | $3,085-36.0% | $2,915-32.2% | $4,663-57.6% |
| Participant deferral / active EE | $5,302 | $4,648+14.1% | $4,323+22.7% | $6,691-20.8% |
| Admin fee / account holder | $5,703 | $8,424-32.3% | $7,391-22.8% | $13,402-57.4% |