Retirement plan

EMPLOYEE BENEFIT PLAN OF COASTAL COMMUNITY ACTION, INC.

Name: COASTAL COMMUNITY ACTION, INC. - EMPLOYEE BENEFIT PLAN OF COASTAL COMMUNITY ACTION, INC. (2025) Form 5500
Creator: COASTAL COMMUNITY ACTION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF COASTAL COMMUNITY ACTION, INC., COASTAL COMMUNITY ACTION, INC.

COASTAL COMMUNITY ACTION, INC.EIN 56-6075606Plan #001PY 2025

PO BOX 729 - NEWPORT, NC 285700729252-223-1632coastalca.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$5.4M

+8.3% from 2024

Total participants

114

-15.6% from 2024

Average account balance

$47,020

+12.1% from 2024

Annual return

13.38%

+2.92 pp from 2024

Benchmarks

See 5,366 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort5,366 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$47K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

114

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$338K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.38%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$269

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY3 years Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346	Recordkeeping	$15,161
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EDWARD D JONES & CO LP Service code 28 · EIN 43-0345811	Investment Management	$14,505

Plan features & details

Pension benefit codes2G3D2J2K2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$31K

$369 / participant

Investment mgmt$15K50.5%
Contract admin$15K49.5%

% of EOY assets

0.571%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PBMARES, LLP
Auditor EIN: 540737372
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,020

$77,814-39.6%

$158,223-70.3%

$86,983-45.9%

Participation rate

100.0%

68.4%+31.6pp

79.2%+20.8pp

69.5%+30.5pp

Annual return

13.38%

30.54%-17.2pp

52.09%-38.7pp

25.83%-12.5pp

Employer contribution / active EE

$1,731

$2,592-33.2%

$4,109-57.9%

$2,584-33.0%

Participant deferral / active EE

$2,344

$3,270-28.3%

$5,467-57.1%

$4,194-44.1%

Admin fee / account holder

$269

$5,879-95.4%

$16,047-98.3%

$7,856-96.6%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY3 years

Filed as: JOHN HANCOCK

Service code 15 · EIN 01-0233346

Recordkeeping

$15,161

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EDWARD D JONES & CO LP

Service code 28 · EIN 43-0345811

Investment Management

$14,505

EMPLOYEE BENEFIT PLAN OF COASTAL COMMUNITY ACTION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF COASTAL COMMUNITY ACTION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion