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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,003 | $202,342-81.7% | $172,752-78.6% | $152,897-75.8% |
| Participation rate | 71.4% | 87.1%-15.6pp | 82.6%-11.2pp | 82.5%-11.0pp |
| Annual return | 27.88% | 1029.83%-1001.9pp | 802.97%-775.1pp | 345.43%-317.5pp |
| Employer contribution / active EE | $3,164 | $5,858-46.0% | $5,144-38.5% | $4,764-33.6% |
| Participant deferral / active EE | $5,365 | $5,948-9.8% | $5,198+3.2% | $5,851-8.3% |
| Admin fee / account holder | $1,520 | $17,111-91.1% | $13,955-89.1% | $11,599-86.9% |