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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,166 | $175,231+2.8% | $149,696+20.4% | $139,466+29.2% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 13.89% | 166.77%-152.9pp | 134.46%-120.6pp | 373.66%-359.8pp |
| Employer contribution / active EE | $4,077 | $5,478-25.6% | $4,821-15.4% | $4,754-14.2% |
| Participant deferral / active EE | $7,710 | $6,521+18.2% | $5,682+35.7% | $6,712+14.9% |
| Admin fee / account holder | $731 | $16,155-95.5% | $13,212-94.5% | $11,409-93.6% |