See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
DIRECT ADVISORS, LLC2 years Service code 26 · EIN 20-5173405 | Advisory (Participants) | $27,068 |
CHEMUNG CANAL TRUST COMPANY2 years Service code 15 · EIN 16-0380815 | Recordkeeping | $12,477 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,019 | $91,407-68.3% | $135,903-78.6% | $71,457-59.4% |
| Participation rate | 65.0% | 75.7%-10.7pp | 81.9%-16.9pp | 67.9%-2.9pp |
| Annual return | 17.78% | 29.90%-12.1pp | 68.23%-50.4pp | 28.85%-11.1pp |
| Employer contribution / active EE | $1,648 | $3,703-55.5% | $4,856-66.1% | $2,588-36.3% |
| Participant deferral / active EE | $4,431 | $7,092-37.5% | $7,758-42.9% | $4,289+3.3% |
| Admin fee / account holder | $260 | $1,266-79.4% | $10,762-97.6% | $1,587-83.6% |