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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,245 | $35,183-68.0% | $73,545-84.7% | $70,124-84.0% |
| Participation rate | 32.2% | 42.9%-10.7pp | 54.9%-22.7pp | 69.5%-37.4pp |
| Annual return | 15.27% | 26.90%-11.6pp | -15.16%+30.4pp | 73.14%-57.9pp |
| Employer contribution / active EE | $652 | $709-8.0% | $1,219-46.5% | $2,342-72.2% |
| Participant deferral / active EE | $831 | $1,220-31.9% | $1,806-54.0% | $3,332-75.1% |
| Admin fee / account holder | $42 | $2,302-98.2% | $2,320-98.2% | $4,645-99.1% |