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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,359 | $82,678-22.2% | $125,391-48.7% | $68,490-6.0% |
| Participation rate | 84.6% | 75.1%+9.6pp | 82.4%+2.2pp | 67.9%+16.7pp |
| Annual return | -22.59% | -5.97%-16.6pp | 572.41%-595.0pp | -7.85%-14.7pp |
| Employer contribution / active EE | $4,350 | $3,382+28.6% | $4,816-9.7% | $2,597+67.5% |
| Participant deferral / active EE | $7,955 | $6,111+30.2% | $7,448+6.8% | $4,028+97.5% |
| Admin fee / account holder | $1,620 | $6,277-74.2% | $10,009-83.8% | $5,403-70.0% |