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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,919 | $165,381-81.9% | $149,730-80.0% | $158,966-81.2% |
| Participation rate | 55.0% | 84.6%-29.6pp | 82.5%-27.5pp | 82.0%-27.0pp |
| Annual return | 41.16% | 348.29%-307.1pp | 276.70%-235.5pp | 302.95%-261.8pp |
| Employer contribution / active EE | $1,963 | $5,104-61.5% | $4,645-57.7% | $4,762-58.8% |
| Participant deferral / active EE | $3,477 | $7,182-51.6% | $6,843-49.2% | $5,983-41.9% |
| Admin fee / account holder | $1,255 | $10,809-88.4% | $9,310-86.5% | $11,250-88.8% |