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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,619 | $167,533+35.3% | $151,645+49.4% | $134,545+68.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -38.76% | 7.81%-46.6pp | 3.34%-42.1pp | 418.37%-457.1pp |
| Employer contribution / active EE | $5,290 | $6,828-22.5% | $6,165-14.2% | $4,742+11.6% |
| Participant deferral / active EE | $16,864 | $8,985+87.7% | $8,363+101.7% | $6,401+163.4% |
| Admin fee / account holder | $8,770 | $13,781-36.4% | $11,614-24.5% | $11,431-23.3% |