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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,211 | $137,414-9.6% | $189,537-34.5% | $85,847+44.7% |
| Participation rate | 73.0% | 84.6%-11.6pp | 87.8%-14.8pp | 69.3%+3.7pp |
| Annual return | 12.89% | 38.14%-25.3pp | 555.34%-542.4pp | 318.61%-305.7pp |
| Employer contribution / active EE | $0 | $4,344-100.0% | $6,161-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $13,442 | $6,260+114.7% | $8,220+63.5% | $3,952+240.1% |
| Admin fee / account holder | $12,107 | $8,630+40.3% | $12,048+0.5% | $6,261+93.4% |