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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,821 | $29,716-43.4% | $56,077-70.0% | $80,925-79.2% |
| Participation rate | 17.4% | 41.7%-24.3pp | 52.5%-35.1pp | 67.7%-50.3pp |
| Annual return | 16.35% | 35.30%-19.0pp | 1709.28%-1692.9pp | 35.65%-19.3pp |
| Employer contribution / active EE | $345 | $671-48.7% | $1,040-66.9% | $2,756-87.5% |
| Participant deferral / active EE | $437 | $1,228-64.5% | $1,954-77.7% | $4,299-89.8% |
| Admin fee / account holder | $5 | $2,432-99.8% | $2,825-99.8% | $6,940-99.9% |