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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,248 | $171,867-54.5% | $149,716-47.7% | $147,585-47.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 11.97% | 2113.36%-2101.4pp | 1501.67%-1489.7pp | 578.58%-566.6pp |
| Employer contribution / active EE | $9,930 | $6,275+58.3% | $5,444+82.4% | $4,876+103.6% |
| Participant deferral / active EE | $6,168 | $7,270-15.2% | $6,568-6.1% | $5,439+13.4% |
| Admin fee / account holder | $6,161 | $13,799-55.4% | $11,282-45.4% | $10,886-43.4% |