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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,382 | $198,462-72.6% | $170,439-68.1% | $147,585-63.2% |
| Participation rate | 70.0% | 88.0%-18.0pp | 83.6%-13.6pp | 82.8%-12.8pp |
| Annual return | 11.42% | 257.30%-245.9pp | 205.94%-194.5pp | 578.58%-567.2pp |
| Employer contribution / active EE | $1,562 | $6,184-74.7% | $5,433-71.2% | $4,876-68.0% |
| Participant deferral / active EE | $2,740 | $5,629-51.3% | $4,939-44.5% | $5,439-49.6% |
| Admin fee / account holder | $646 | $16,852-96.2% | $13,881-95.3% | $10,886-94.1% |