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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,739 | $209,422+67.0% | $178,503+95.9% | $158,982+120.0% |
| Participation rate | 92.3% | 86.4%+6.0pp | 81.9%+10.4pp | 82.0%+10.3pp |
| Annual return | 16.52% | 188.81%-172.3pp | 151.12%-134.6pp | 302.99%-286.5pp |
| Employer contribution / active EE | $16,277 | $5,707+185.2% | $5,011+224.8% | $4,763+241.7% |
| Participant deferral / active EE | $14,981 | $5,955+151.6% | $5,202+188.0% | $5,983+150.4% |
| Admin fee / account holder | $7,238 | $17,079-57.6% | $13,987-48.3% | $11,252-35.7% |