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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,661 | $183,592+132.9% | $155,574+174.9% | $145,877+193.2% |
| Participation rate | 78.9% | 82.7%-3.8pp | 78.2%+0.7pp | 80.3%-1.4pp |
| Annual return | 16.41% | 61.37%-45.0pp | 64.87%-48.5pp | 551.28%-534.9pp |
| Employer contribution / active EE | $22,372 | $5,317+320.8% | $4,676+378.5% | $4,663+379.8% |
| Participant deferral / active EE | $16,721 | $6,466+158.6% | $5,629+197.0% | $6,691+149.9% |
| Admin fee / account holder | $43,588 | $19,316+125.7% | $15,914+173.9% | $13,402+225.2% |