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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,369 | $135,956+49.6% | $123,894+64.1% | $273,972-25.8% |
| Participation rate | 81.8% | 84.1%-2.2pp | 81.4%+0.4pp | 83.0%-1.2pp |
| Annual return | 10.43% | 56.63%-46.2pp | 47.52%-37.1pp | 41.46%-31.0pp |
| Employer contribution / active EE | $18,182 | $5,170+251.7% | $4,617+293.8% | $4,869+273.4% |
| Participant deferral / active EE | $14,298 | $6,343+125.4% | $5,984+138.9% | $5,287+170.4% |
| Admin fee / account holder | $11,720 | $9,817+19.4% | $8,357+40.2% | $10,133+15.7% |