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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,406 | $199,109-93.3% | $173,730-92.3% | $154,746-91.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 9.84% | 20.02%-10.2pp | 19.96%-10.1pp | 172.34%-162.5pp |
| Employer contribution / active EE | $1,305 | $5,311-75.4% | $4,577-71.5% | $4,379-70.2% |
| Participant deferral / active EE | $3,859 | $7,113-45.8% | $6,326-39.0% | $6,730-42.7% |
| Admin fee / account holder | $341 | $20,916-98.4% | $17,523-98.1% | $14,365-97.6% |