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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $532,340 | $148,629+258.2% | $135,982+291.5% | $139,487+281.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 7.36% | 79.33%-72.0pp | 68.32%-61.0pp | 373.84%-366.5pp |
| Employer contribution / active EE | $11,460 | $5,247+118.4% | $4,859+135.8% | $4,755+141.0% |
| Participant deferral / active EE | $29,965 | $8,102+269.8% | $7,760+286.1% | $6,713+346.4% |
| Admin fee / account holder | $236,081 | $12,406+1802.9% | $10,767+2092.6% | $11,407+1969.6% |