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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,431,256 | $159,934+794.9% | $147,005+873.6% | $145,959+880.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.56% | 98.24%-90.7pp | 418.76%-411.2pp | 561.95%-554.4pp |
| Employer contribution / active EE | $11,910 | $5,287+125.3% | $4,934+141.4% | $4,661+155.5% |
| Participant deferral / active EE | $30,500 | $8,427+261.9% | $8,070+278.0% | $6,689+356.0% |
| Admin fee / account holder | $42,901 | $15,053+185.0% | $13,006+229.8% | $13,398+220.2% |