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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,231 | $129,737-48.2% | $119,126-43.6% | $154,746-56.6% |
| Participation rate | 44.4% | 78.9%-34.4pp | 75.8%-31.3pp | 80.7%-36.3pp |
| Annual return | 20.93% | 379.08%-358.2pp | 282.11%-261.2pp | 172.34%-151.4pp |
| Employer contribution / active EE | $2,349 | $4,375-46.3% | $4,034-41.8% | $4,379-46.3% |
| Participant deferral / active EE | $5,890 | $5,842+0.8% | $5,318+10.8% | $6,730-12.5% |
| Admin fee / account holder | $5,676 | $11,961-52.5% | $10,693-46.9% | $14,365-60.5% |