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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,954 | $138,076-39.2% | $123,553-32.1% | $135,380-38.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.39% | 153.70%-164.1pp | 119.21%-129.6pp | 519.81%-530.2pp |
| Employer contribution / active EE | $5,898 | $5,152+14.5% | $4,628+27.4% | $4,779+23.4% |
| Participant deferral / active EE | $13,889 | $6,800+104.3% | $6,426+116.1% | $5,609+147.6% |
| Admin fee / account holder | $567 | $10,917-94.8% | $9,284-93.9% | $10,828-94.8% |