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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,258 | $42,910-38.8% | $60,919-56.9% | $68,490-61.7% |
| Participation rate | 89.1% | 66.8%+22.3pp | 73.1%+16.0pp | 67.9%+21.2pp |
| Annual return | -15.35% | -13.99%-1.4pp | 16.96%-32.3pp | -7.85%-7.5pp |
| Employer contribution / active EE | $2,619 | $1,978+32.4% | $2,704-3.1% | $2,597+0.9% |
| Participant deferral / active EE | $743 | $2,866-74.1% | $3,814-80.5% | $4,028-81.6% |
| Admin fee / account holder | $2,252 | $3,104-27.4% | $3,228-30.2% | $5,403-58.3% |