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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,979 | $162,821+91.6% | $133,978+132.9% | $158,982+96.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.71% | 41.95%-28.2pp | 45.10%-31.4pp | 302.99%-289.3pp |
| Employer contribution / active EE | $26,685 | $4,976+436.2% | $3,919+580.9% | $4,763+460.3% |
| Participant deferral / active EE | $9,781 | $5,910+65.5% | $5,047+93.8% | $5,983+63.5% |
| Admin fee / account holder | $24,315 | $11,742+107.1% | $8,930+172.3% | $11,252+116.1% |