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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,247 | $69,118+411.1% | $53,647+558.5% | $138,895+154.3% |
| Participation rate | 58.8% | 64.0%-5.2pp | 56.3%+2.5pp | 79.9%-21.1pp |
| Annual return | 17.86% | 248.26%-230.4pp | 358.33%-340.5pp | 145.39%-127.5pp |
| Employer contribution / active EE | $2,265 | $1,189+90.5% | $962+135.5% | $4,194-46.0% |
| Participant deferral / active EE | $11,657 | $2,274+412.6% | $1,813+542.9% | $6,396+82.2% |
| Admin fee / account holder | $183 | $2,724-93.3% | $2,460-92.5% | $12,562-98.5% |