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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,994 | $76,522+269.8% | $56,033+405.0% | $145,884+94.0% |
| Participation rate | 58.8% | 63.2%-4.4pp | 52.5%+6.3pp | 80.3%-21.5pp |
| Annual return | 17.13% | 3014.28%-2997.2pp | 1711.38%-1694.2pp | 551.85%-534.7pp |
| Employer contribution / active EE | $2,114 | $1,382+52.9% | $1,041+103.1% | $4,662-54.7% |
| Participant deferral / active EE | $8,793 | $2,624+235.1% | $1,954+350.0% | $6,690+31.4% |
| Admin fee / account holder | $176 | $3,328-94.7% | $2,827-93.8% | $13,392-98.7% |