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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,279 | $96,508-84.2% | $75,901-79.9% | $152,897-90.0% |
| Participation rate | 70.8% | 76.2%-5.4pp | 69.3%+1.6pp | 82.5%-11.6pp |
| Annual return | -82.06% | 33.99%-116.1pp | 30.76%-112.8pp | 345.43%-427.5pp |
| Employer contribution / active EE | $2,363 | $3,310-28.6% | $2,501-5.5% | $4,764-50.4% |
| Participant deferral / active EE | $2,667 | $4,554-41.4% | $3,603-26.0% | $5,851-54.4% |
| Admin fee / account holder | $1,043 | $8,081-87.1% | $5,420-80.8% | $11,599-91.0% |