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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,079 | $65,555-63.3% | $86,216-72.1% | $75,173-68.0% |
| Participation rate | 59.6% | 60.5%-0.9pp | 69.0%-9.3pp | 67.2%-7.6pp |
| Annual return | 17.54% | 46.07%-28.5pp | 1169.42%-1151.9pp | 160.72%-143.2pp |
| Employer contribution / active EE | $902 | $1,553-41.9% | $2,382-62.1% | $2,671-66.2% |
| Participant deferral / active EE | $2,034 | $3,023-32.7% | $3,986-49.0% | $4,126-50.7% |
| Admin fee / account holder | $1,298 | $5,469-76.3% | $6,853-81.1% | $5,651-77.0% |