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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,471 | $165,399+10.9% | $149,745+22.5% | $158,982+15.4% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 22.36% | 348.34%-326.0pp | 276.72%-254.4pp | 302.99%-280.6pp |
| Employer contribution / active EE | $7,610 | $5,105+49.1% | $4,646+63.8% | $4,763+59.8% |
| Participant deferral / active EE | $6,049 | $7,183-15.8% | $6,843-11.6% | $5,983+1.1% |
| Admin fee / account holder | $8,428 | $10,811-22.0% | $9,312-9.5% | $11,252-25.1% |