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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,233 | $183,988-93.4% | $162,177-92.5% | $152,897-92.0% |
| Participation rate | 76.5% | 88.5%-12.0pp | 87.6%-11.1pp | 82.5%-6.0pp |
| Annual return | 29.15% | 150.79%-121.6pp | 115.60%-86.5pp | 345.43%-316.3pp |
| Employer contribution / active EE | $0 | $6,370-100.0% | $5,613-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,289 | $8,032-46.6% | $7,297-41.2% | $5,851-26.7% |
| Admin fee / account holder | $1,151 | $13,123-91.2% | $10,843-89.4% | $11,599-90.1% |