Retirement plan

CAPSTONE ON-CAMPUS MANAGEMENT LLC 401K SAVINGS PLAN

Name: CAPSTONE ON-CAMPUS MANAGEMENT, LLC - CAPSTONE ON-CAMPUS MANAGEMENT LLC 401K SAVINGS PLAN (2016) Form 5500
Creator: CAPSTONE ON-CAMPUS MANAGEMENT, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAPSTONE ON-CAMPUS MANAGEMENT LLC 401K SAVINGS PLAN, CAPSTONE ON-CAMPUS MANAGEMENT, LLC

CAPSTONE ON-CAMPUS MANAGEMENT, LLCEIN 56-2440563Plan #001PY 2016

431 OFFICE PARK DRIVE - BIRMINGHAM, AL 35223205-414-6471capstoneoncampus.comLinkedIn501-1000 employeesreal estate

Prospect flagsLow participationFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$8.6M

+22.6% from 2015

Total participants

592

-9.3% from 2015

Average account balance

$29,419

+5.1% from 2015

Annual return

11.79%

+12.77 pp from 2015

Benchmarks

See 542 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort542 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$23.82M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$57K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

421

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.43M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.92%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$293

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
ROYAL ALLIANCE ASSOCIATES INC1 year Filed as: ROYAL ALLIANCE ASSOCIATES Service code 26 · EIN 93-0987232	Advisory (Participants)	$38,406
AMERICAN UNITED LIFE INSURANCE CO2+ years Service code 15 · EIN 35-0145825	Recordkeeping	$4,250

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$41K

$76 / participant

Contract admin$41K100.0%

% of EOY assets

0.469%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HORTON, LEE, BURNETT, PEACOCK, CLEV
Auditor EIN: 631034180
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,419

$42,582-30.9%

$171,082-82.8%

$57,658-49.0%

Participation rate

43.9%

63.9%-20.0pp

76.7%-32.8pp

70.2%-26.3pp

Annual return

11.79%

308.67%-296.9pp

32.56%-20.8pp

5.13%+6.7pp

Employer contribution / active EE

$1,020

$1,306-21.9%

$4,002-74.5%

$1,974-48.3%

Participant deferral / active EE

$1,377

$2,933-53.1%

$4,797-71.3%

$3,061-55.0%

Admin fee / account holder

$138

$82+67.5%

$8,520-98.4%

$95+45.9%

Provider

Service type

Compensation

ROYAL ALLIANCE ASSOCIATES INC1 year

Filed as: ROYAL ALLIANCE ASSOCIATES

Service code 26 · EIN 93-0987232

Advisory (Participants)

$38,406

AMERICAN UNITED LIFE INSURANCE CO2+ years

Service code 15 · EIN 35-0145825

Recordkeeping

$4,250

CAPSTONE ON-CAMPUS MANAGEMENT LLC 401K SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAPSTONE ON-CAMPUS MANAGEMENT LLC 401K SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion