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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,230 | $107,809-56.2% | $97,032-51.3% | $155,188-69.6% |
| Participation rate | 11.8% | 75.5%-63.7pp | 71.6%-59.8pp | 80.8%-69.0pp |
| Annual return | 15.19% | 38.06%-22.9pp | 35.38%-20.2pp | 148.84%-133.6pp |
| Employer contribution / active EE | $0 | $2,911-100.0% | $2,629-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $0 | $5,129-100.0% | $4,672-100.0% | $6,531-100.0% |
| Admin fee / account holder | $689 | $10,717-93.6% | $9,418-92.7% | $14,480-95.2% |