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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,712 | $93,598-34.1% | $135,974-54.6% | $75,173-17.9% |
| Participation rate | 74.2% | 75.2%-1.0pp | 81.9%-7.7pp | 67.2%+7.0pp |
| Annual return | 14.79% | 30.89%-16.1pp | 68.30%-53.5pp | 160.72%-145.9pp |
| Employer contribution / active EE | $1,400 | $3,538-60.4% | $4,859-71.2% | $2,671-47.6% |
| Participant deferral / active EE | $2,839 | $6,405-55.7% | $7,760-63.4% | $4,126-31.2% |
| Admin fee / account holder | $4,073 | $6,978-41.6% | $10,767-62.2% | $5,651-27.9% |