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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,650 | $102,422-35.9% | $147,117-55.4% | $80,959-18.9% |
| Participation rate | 78.3% | 75.9%+2.5pp | 82.2%-3.9pp | 67.7%+10.7pp |
| Annual return | 11.48% | 135.16%-123.7pp | 420.54%-409.1pp | 35.67%-24.2pp |
| Employer contribution / active EE | $1,523 | $3,717-59.0% | $4,932-69.1% | $2,757-44.8% |
| Participant deferral / active EE | $3,300 | $6,652-50.4% | $8,065-59.1% | $4,300-23.3% |
| Admin fee / account holder | $4,828 | $7,953-39.3% | $12,993-62.8% | $6,925-30.3% |