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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,291 | $76,551+301.4% | $123,894+148.0% | $62,881+388.7% |
| Participation rate | 93.3% | 73.0%+20.4pp | 81.4%+11.9pp | 69.3%+24.0pp |
| Annual return | 7.77% | 18.68%-10.9pp | 47.52%-39.7pp | 20.14%-12.4pp |
| Employer contribution / active EE | $10,120 | $2,882+251.1% | $4,617+119.2% | $2,281+343.7% |
| Participant deferral / active EE | $9,749 | $4,840+101.4% | $5,984+62.9% | $3,203+204.4% |
| Admin fee / account holder | $529 | $4,826-89.0% | $8,357-93.7% | $4,296-87.7% |